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Your employee benefit program is an increasingly important tool in attracting and retaining the best employees.  But medical costs and health insurance rates are sky-rocketing.  We are sensitive to the integral role it plays in maintaining employee loyalty.  The number of providers and benefit options can be bewildering.  At Goodwin, Lademan & Associates, Inc., we can guide you through the maze and help you and your employees get the most for your benefit dollars.

After you select the plan for your people, we help you implement and monitor through enrollment meetings and periodic review, updates and remarketing.

Small employers with as few as one employee can benefit from Chamber of Commerce sponsored programs and underwitten plans.  Larger groups can benefit from partial or full self-funding services with prudent excess insurance to protect against poor loss experience.

Your choices include:

  • Traditional insurance
  • Preferred Provider Organizations (PPO)
  • Health Maintenance Organizations (HMO)
  • Point of Service (POS)
  • Full or Partial Self Funding
  • Dental Insurance
  • Prescription Drugs
  • Disability Insurance
  • Group Life Insurance
  • Vision Insurance
  • 401(k) Retirement Savings Plans
  • Voluntary Supplemental Benefits

Companies we offer include:

  • AFLAC
  • Assurant Health
  • Blue Care Network
  • Blue Cross/Blue Shield
  • Delta Dental
  • Golden Rule Insurance
  • Health Alliance Plan (HAP)
  • John Alden Life
  • Principal Financial Group
  • Priority Health Care
  • Total Health Care
  • United Healthcare
  • UNUM
  • Wayne County Health Plans