Do you need water back up coverage?

When you think of water seeping into your home, the first thing you think of is probably a flood.

But there are many more common causes of water backup, and they can get just as costly.

In fact, on average, water backup claims are the third most costly types of home insurance claims, after fires and liability claims. Additionally, basic home coverage doesn't always cover these types of incidents. For starters, having coverage against flood damage involves purchasing coverage from a federal flood insurance program. But, more common water damage incidents often involve specialized coverage, too.

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