Labor Day, celebrated on the first Monday of September, is more than a long weekend—it’s a tribute to the workers whose dedication keeps our country moving. Originating in the late 19th century during the rise of the American labor movement, the holiday honors the sacrifices that earned modern workplace safety standards, fair hours, and essential rights. Today, we celebrate the teachers, healthcare workers, tradespeople, and everyday heroes whose hard work builds our communit

September marks National Life Insurance Month, highlighting a vital financial step for every family. At Goodwin, Lademan & Associates, we see how life insurance provides stability during difficult times—covering mortgages, lost income, and long-term goals. More than just a policy, it is a promise to protect your loved ones' future. This month, our team is dedicated to guiding you toward affordable coverage that fits your needs.

Every year on August 26, National Dog Day reminds us of the extraordinary role dogs play in our lives. Established in 2004 to raise awareness about rescue dogs, it celebrates companions who make ordinary days brighter and difficult moments more bearable. Dogs enrich our lives in countless ways, teaching us patience and unconditional love while serving as playmates, protectors, and steady sources of comfort.

Workers’ compensation provides crucial financial and medical support if you're injured in a job-related accident. Covering sudden, unexpected events—from slips and falls to equipment malfunctions—it pays for medical treatment, lost wages, rehabilitation, and disability benefits. Unless an injury stems from horseplay or intoxication, this system ensures employees aren't left carrying the burden of workplace hazards while recovering.

Auto insurance covers deer collisions through comprehensive coverage, which protects drivers from unpredictable hazards like wildlife, theft, and severe weather. Because hitting a deer is considered an unavoidable event rather than driver negligence, comprehensive insurance steps in to cover expensive repairs to your hood, windshield, and bumper. Staying in your lane and braking firmly is safer than swerving, letting insurance handle the rest.

College students often face high car insurance premiums, but these costs are based on key risk factors. Location plays a major role, with urban areas costing more than suburban ones. Driving frequency and vehicle type also matter—infrequent drivers in safe, modest cars pay significantly less. Finally, a clean driving record and solid credit history help keep rates down. Understanding these factors can help students save big on coverage.

A well-stocked summer car kit gives you control when the unexpected happens in high heat. Essential supplies include water to prevent dehydration, non-perishable snacks for quick energy, and sunscreen and bug spray for roadside protection. A basic first-aid kit handles minor cuts, while heavy-duty jumper cables rescue you from a dead battery. Packing these items respects the season's unique challenges, ensuring you stay safe, hydrated, and ready for any summer road trip.

Father’s Day, celebrated on the third Sunday in June, has a rich history rooted in both tragedy and heartfelt appreciation. While the first memorial service occurred in 1908, the true catalyst was Sonora Smart Dodd, who championed the day to honor her widowed father in 1910. Despite decades of skepticism from those who viewed it as overly commercial, support surged during WWII. Finally, in 1972, President Nixon signed it into law as an official national holiday.

Owning a boat brings immense freedom, but it also comes with risks. Four issues dominate the majority of boat insurance claims: vandalism, weather damage, accidental collisions, and injury-related incidents. From stolen equipment and severe storm damage to hitting underwater debris or passenger slips on wet decks, these mishaps can be costly. Understanding these common risks and staying proactive with safety measures helps protect your investment and everyone on board.

Avoiding AC repairs comes down to treating your system like the hardworking machine it is. Keep it running smoothly by swapping your air filter every 30–60 days and clearing debris around the outdoor unit. Scheduling a professional tune-up will catch small issues early, while sealing home leaks prevents precious cool air from escaping. Staying proactive ensures a reliably chilly home, lower energy bills, and zero sweaty surprises all summer.

Also called third party insurance, general business liability coverage protects businesses against claims of property damage or bodily injury by third parties.