If your business is faced with a workplace injury, our main goal is to get you up and running again at full capacity as soon as possible. First, if needed, call emergency services immediately. If no emergency is present, follow the steps below to help us ensure your claim is handled quickly and efficiently. Contact us as soon as possible (734) 287-2400 to report the incident. If you’re unable to reach us after normal business hours, Auto-Owners provides an after-hours claim reporting phone service for claim emergencies. The service is available on weekdays from 5 p.m. to 8 a.m. and 24 hours a day on weekends and holidays. 1-888-252-4626