Congrats! You’re a homeowner. Or, maybe you’re touring houses for sale and about to be a homeowner. Either way, welcome. Welcome to a stream of never-ending projects, fun surprises and a place to call your own. We all know houses keep us busy, so it makes sense that your homeowners insurance isn’t something you dwell on.
And besides the initial set up of your homeowners insurance, why should you dwell on it?
Well, in some cases you may be underinsured or even missing out on potential discounts! So, we’ve rounded up seven things you may not know about your homeowners insurance coverages:
1. It's a good idea to start with an independent insurance agent
Buying a bath mat online is convenient, but buying insurance is a bit more complicated than a bath mat. A local independent insurance agent will help you with an “insurance checkup”. This will evaluate any home updates and coverages to help you avoid potential gaps. They can also help you compare quotes from multiple insurance carriers to fit your specific situation.
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